Remittance
Receive cross-border funds into banks and mobile wallets.
A dependable payment partner for your business.
Collect anywhere, disburse and reconcile with clarity.
What We Do
Payment APIs
Integrate collections and disbursements into your product.
Collections
Cards, MoMo, USSD, QR, and payment links in one engine.
Disbursements
Pay staff, vendors, and claimants at scale.
Become a 360Pay merchant in four simple steps.
360Pay for Business
Connect with us.
24/7
Dedicated support for merchants and integration partners
ISO
27001-certified · Bank of Ghana-licensed EPSP
CapabilitiesComing Soon Coming Soon
Everything your business needs to move money.
Accept every way customers pay
Cards, mobile money, USSD, QR, and online checkout from one connection.
- Cards (Visa, Mastercard)
- Mobile Money (MTN, Telecel, AT)
- USSD, QR, and checkout links
Single/Bulk disbursements
Pay staff, vendors, beneficiaries, or claimants to banks and wallets from one upload.
- Salaries and payroll
- Insurance claims and reimbursements
- Vendor and marketplace payouts
Collections engine
Unite in-store and digital payments with a single reconciliation view.
- REST API with sandbox
- QR, links, USSD, and SoftPOS
- DevOps-backed integration
- Direct Debit
Partner enablement
Billers, banks, MFIs, and insurers reach more customers through 360Pay.
- Utilities, telecoms, DStv, GOtv
- Savings, loans, and credit scoring
- Micro-insurance via app and USSD
Biller Services
If you're a biller, reach more customers. If you're a fintech or bank, get API access to the biller ecosystem your users depend on.
- Utilities (water, electricity)
- Telecoms (airtime, data)
- TV and entertainment (DStv, GOtv)
Financial Services Enablement
The digital front-end banks, MFIs, and S&L companies use to reach customers.
- Goal-based savings products
- Digital micro-loans
- Wallet-linked disbursement and repayment
- Ghana Card + mobile onboarding
Insurance Enablement
Distribute products through the 360Pay app and *3600# USSD.
- Ghana Card-based KYC
- Digital policy selection and issuance
- Recurring mobile money with reminders
Onboarding
4 Simple Steps
Onboarded within 48 hours of a completed application.
1
Click "Set up a business account"
2
Complete the online onboarding form
3
Upload your company registration and operating license/permit
4
Click Submit
Developers
Read Our API DocsBuild Directly With the 360Pay API
API for collections and disbursements
Support for Banks and Mobile Network Operators (MNOs)
Institution discovery endpoint for banks and wallets
Clean, versioned REST endpoints
Sandbox environment for testing
Direct DevOps support during integration